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Speed up the loan process with SimpleLoan.com! Get pre-approved in as little as 8 minutes.
Mortgage Resources
Learn how the home buying process works, from application to closing day.

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Whether you're buying or building, we'll help you purchase the home of your dreams.


Lower your mortgage payment, reduce your loan term or consolidate your debt.


Take on home improvement projects small and large with a renovation loan.

COVID-19 Update

We recognize that this is a difficult time for many people. Click here for up to date information and assistance.

Who We Are

Home Loans Today offers competitive rates and extensive loan product options for our customers and business partners. Whether you’re a first time home buyer, move-up buyer, or existing home owner looking to refinance, HLT’s seasoned team of mortgage experts help you get a quick turn-around on your loan. That’s because we do all of the underwriting, processing, closing and decision making in-house, making the mortgage lending process as pain-free as possible.

We’re passionate about our people – our clients, our employees, and our partners.


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what people say

See why 92% of our clients would recommend us to friends and family.

Homes Loans Today gave me the best rate quickly without any hassle. I have recommended them to my family and friends. That is the best compliment of all!

– Tina L.

The refi was quick and painless. I provided my docs at the start and signature at closing – everything in between was taken care of with hardly any involvement by me. If only other things in life is this easy!

– Vernon L.

I’ve done several refi’s over the past 20 years and Home Loans Today is by far the best and easiest to work with.  Highly recommend Home Loans Today to anyone.

– Kent Z.

Gary was very helpful in explaining the process every step along the way and was very responsive. He made sure every thing went through and was closed even during a time of high volume of applications and COVID restrictions.

– Mark H.

Great team, helpful, prompt response, knowledgeable, closed my refi on time. Great rate for my 30 year refi. Calls returned same day.

– Hector L.

We recently refinanced our 30 year mortgage to a 15 year mortgage with Gary and Home Loans Today. The process was smooth and efficient. We couldn’t be happier. Gary was very responsive and on top of the whole process.

– Dirk S.

Speed Up the Loan Process with SimpleLoan

Get pre-approved* in as little as eight minutes and stay up to date on your loan application with our secure online portal!

*“Pre-Approval” means an automated underwriting system approval (conditional approval) based upon credit information supplied by applicant and subject to Home Loans Today’s review of loan documents. Not all applicants will be approved.

our blog

Learn More About Mortgages

Loan Process

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We’ll walk through them step by step.

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Mortgage Do’s and Don’ts

Ready to apply for a mortgage and start looking for your dream home? Let’s make sure you’ve navigated the first steps: understanding mortgage rates, learning the loan types, and reviewing the steps in the loan process.

Read More »