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Mortgage Numbers That Matter
Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.
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The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. It does not take into account any processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rates displayed in the table are based on the following assumptions: conforming 30-year fixed, on a loan amount of $600,000 with a down payment of 25%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 60 days and customer profile with excellent credit. Payment scenarios do not include taxes or insurance and the actual payment obligation will be greater. The above table is not a substitute for a loan estimate, which includes an estimate of closing costs you will receive once you apply for a loan. This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. The above mortgage loan information of competitors is obtained by Home Loans Today through its own research of certain mortgage loan terms from lenders posted rates with similar loan criteria. Please visit the listed websites to verify the rates provided in this table. Rates, terms, and fees of competitors listed are captured from their individual websites throughout the day.
Homes Loans Today gave me the best rate quickly without any hassle. I have recommended them to my family and friends. That is the best compliment of all!
The refi was quick and painless. I provided my docs at the start and signature at closing – everything in between was taken care of with hardly any involvement by me. If only other things in life is this easy!
I’ve done several refi’s over the past 20 years and Home Loans Today is by far the best and easiest to work with. Highly recommend Home Loans Today to anyone.
Gary was very helpful in explaining the process every step along the way and was very responsive. He made sure every thing went through and was closed even during a time of high volume of applications and COVID restrictions.
Great team, helpful, prompt response, knowledgeable, closed my refi on time. Great rate for my 30 year refi. Calls returned same day.
We recently refinanced our 30 year mortgage to a 15 year mortgage with Gary and Home Loans Today. The process was smooth and efficient. We couldn’t be happier. Gary was very responsive and on top of the whole process.
Homes Loans Today gave me the best rate quickly without any hassle. I have recommended them to my family and friends. That is the best compliment of all!
The refi was quick and painless. I provided my docs at the start and signature at closing – everything in between was taken care of with hardly any involvement by me. If only other things in life is this easy!
I’ve done several refi’s over the past 20 years and Home Loans Today is by far the best and easiest to work with. Highly recommend Home Loans Today to anyone.
Gary was very helpful in explaining the process every step along the way and was very responsive. He made sure every thing went through and was closed even during a time of high volume of applications and COVID restrictions.
Great team, helpful, prompt response, knowledgeable, closed my refi on time. Great rate for my 30 year refi. Calls returned same day.
We recently refinanced our 30 year mortgage to a 15 year mortgage with Gary and Home Loans Today. The process was smooth and efficient. We couldn’t be happier. Gary was very responsive and on top of the whole process.
Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.
Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.
The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.
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