Refinance

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Ready to Refinance Your Home?

Refinancing while rates are low is a great opportunity to turn your current fixed-rate loan or ARM (adjustable rate mortgage) into a lower monthly mortgage payment. If you’re currently paying PMI (private mortgage insurance), you may be able to refinance and eliminate that cost, depending on how much equity you have in your home. Eliminating your PMI and reducing your interest rate can result in lower cost over the lifetime of your loan and a lower monthly payment, which means more money to spend on the things that matter to you most.

Lowering your current home loan isn’t your only option when it comes to refinancing. You can refinance and use your home equity for home improvements or to make major purchases. You can also reduce your loan term or consolidate your debt using a home refinance loan. There are plenty of ways that refinancing can help you and your family, and we’re here to help. We make it fast and easy with our in-house underwriting, processing, closing and decision making. Even if you didn’t get your original mortgage with Home Loans Today, you can still refinance with us! 

As a result of refinancing, your total finance charges may be higher over the life of the loan.

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what people say

See why 92% of our clients would recommend us to friends and family.

Homes Loans Today gave me the best rate quickly without any hassle. I have recommended them to my family and friends. That is the best compliment of all!

– Tina L.

The refi was quick and painless. I provided my docs at the start and signature at closing – everything in between was taken care of with hardly any involvement by me. If only other things in life is this easy!

– Vernon L.

I’ve done several refi’s over the past 20 years and Home Loans Today is by far the best and easiest to work with.  Highly recommend Home Loans Today to anyone.

– Kent Z.

Gary was very helpful in explaining the process every step along the way and was very responsive. He made sure every thing went through and was closed even during a time of high volume of applications and COVID restrictions.

– Mark H.

Great team, helpful, prompt response, knowledgeable, closed my refi on time. Great rate for my 30 year refi. Calls returned same day.

– Hector L.

We recently refinanced our 30 year mortgage to a 15 year mortgage with Gary and Home Loans Today. The process was smooth and efficient. We couldn’t be happier. Gary was very responsive and on top of the whole process.

– Dirk S.

Homes Loans Today gave me the best rate quickly without any hassle. I have recommended them to my family and friends. That is the best compliment of all!

– Tina L.

The refi was quick and painless. I provided my docs at the start and signature at closing – everything in between was taken care of with hardly any involvement by me. If only other things in life is this easy!

– Vernon L.

I’ve done several refi’s over the past 20 years and Home Loans Today is by far the best and easiest to work with.  Highly recommend Home Loans Today to anyone.

– Kent Z.

Gary was very helpful in explaining the process every step along the way and was very responsive. He made sure every thing went through and was closed even during a time of high volume of applications and COVID restrictions.

– Mark H.

Great team, helpful, prompt response, knowledgeable, closed my refi on time. Great rate for my 30 year refi. Calls returned same day.

– Hector L.

We recently refinanced our 30 year mortgage to a 15 year mortgage with Gary and Home Loans Today. The process was smooth and efficient. We couldn’t be happier. Gary was very responsive and on top of the whole process.

– Dirk S.

Questions About Refinancing?

Talk to one of our mortgage professionals to learn about the benefits of refinancing today.

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