Mortgage Basics

Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.

Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.

The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.

At Home Loans Today, we care about the safety of your personal information. What’s important to you is important to us. Here are some practical tips you can take to keep your information safe during the loan process.

The terms pre-approval and pre-qualification can mistakenly be used interchangeably. But be careful! The two mean very different things.

When it comes to choosing your mortgage, mortgage rates are only part of the equation. Home price, insurance, taxes, and interest contribute to your payment. Let’s look at how mortgage rates, and mortgages, really work.

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We’ll walk through them step by step.

Ready to apply for a mortgage and start looking for your dream home? Let’s make sure you’ve navigated the first steps: understanding mortgage rates, learning the loan types, and reviewing the steps in the loan process.

If you’ve just started learning about mortgages, you’ve probably seen terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages, but mortgages don’t have to be confusing!